Property Insurance

House/Property insurance is a type of insurance that provides coverage for damages or losses to a residential property as well as personal belongings inside the home. Property owners should carefully review the terms of their policy and work with their insurance agent to ensure that they have adequate coverage for their needs.

Policy Type


  • Fire
  • Earthquake
  • Flood or inundation
  • Landslide or soil erosion
  • Aircraft or other aerial goods falling from the sky
  • Collisions caused by collision like vehicles, animals
  • Riots, Strikes, Malicious Damage, Terrorism
Policy Type


  • Acts of Domestic Terrorism
  • Water Damage from Maintenance Issues
  • Termites and Pests
  • Information and Facts in Desktop
  • War or war like situations
  • Valuables and High Value Items (Additional Coverage Required)
  • Neglect and Abandonment

Why you should have a Property Insurance

Protection against Property Damage

Property Insurance provides coverage for damage to buildings and structures caused by perils such as fire, explosions, storms, vandalism or accidents. It helps property owners recover financially by covering the cost of repairs or rebuilding, ensuring that they are not burdened with significant out-of-pocket expenses.

Coverage for Personal Belongings

With additional coverage, Property Insurance also covers the contents inside the property including furniture, appliances, electronics, and personal belongings. In the event of theft, damage, or loss of these items due to covered perils, property insurance helps replace or repair them, providing financial relief to the property owner.

Mortgage and Lender Requirements

Property insurance is typically required by mortgage lenders as a condition for granting a loan. Lenders want to ensure that their investment is protected in case of property damage or loss.

Third Party Coverage

Property Insurance often includes Third Party Coverage, which covers medical expenses, legal fees, and settlement costs in case the property owner is found legally responsible for causing bodily injury or property damage to others.

Peace of Mind

Property Insurance provides peace of mind to property owners. Knowing that their valuable assets, including their homes or commercial properties, are protected against a range of risks and perils gives property owners the confidence to face unforeseen events without the fear of significant financial losses.

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Factors affecting Premium


    Type of Property

    Construction Materials

    Age of Property

    Property Value

    Security Measures

    Deductible Amount

    Coverage Types and Limits

Claim Process

Register your claim with Us

In case of any travel related claim, inform us about the incident as soon as possible.  

Provide all the required documents

There are certain documents required for the claim process which will be informed to you by our claim department.

Relax, We will take it from here

Once we receive all the documents, you can relax and wait to receive your cheque